Annual Renewal Review

About This Coverage

Annual Renewal Review

Most renewals come as a one-line email: 'your rate is going up X percent.' That's not a renewal — that's a sticker shock. A renewal is a re-shop of the market, a side-by-side of what's available now, and a recommendation that accounts for utilization, network changes, and member feedback.

We do that every year, automatically, for every group we serve. You get a plain-English summary of what changed, what we'd recommend, and the trade-offs. You decide.

What's included

• Annual re-shop of every carrier in your market
• Utilization analysis from the prior plan year
• Side-by-side renewal vs. alternatives comparison
• Network and prescription tier change flagging
• Plain-English summary of what's different
• Seamless mid-year switches when warranted

When this is the right fit

• Your current renewal looks higher than expected
• You're considering whether to switch carriers
• A network change might affect existing employees
• It's been 2+ years since a real re-shop