Individual & Family

Association Health Plans

Group-market pricing for sole proprietors — without being a traditional employer group.

Independent advice — carrier-paid, free to you
About This Coverage

Association Health Plans

Association Health Plans (AHPs) let sole proprietors and very small employers band together through an association to access group-market pricing — bridging the gap between ACA individual plans and traditional small group.

We'll evaluate whether an AHP is genuinely better than ACA + subsidies for your specific situation. Sometimes it is; sometimes ACA wins. We tell you straight.

What's included

  • Sole proprietor and self-employed eligibility
  • Group-market rate access through association
  • Honest comparison vs. ACA + subsidies
  • Coverage portability if you grow
  • Full enrollment and renewal support
  • Member advocacy as if you were a group

When this is the right fit

  • Self-employed and currently uninsured
  • Income too high to qualify for ACA subsidies
  • ACA premiums feel uncompetitive in your zip
  • Already in an industry-specific association
Get Started

Ready to explore Association Health Plans?

Tell us a little about your situation and we'll come back with a real recommendation.

Get a free quote

Quick form — we usually reply the same business day.

Thanks — we got it.

We'll be in touch shortly.