Everything your business needs for employee benefits.
Every service line your business needs under one roof — group health, ICHRA, benefits administration on Ease, HR solutions powered by Mineral, payroll, workers' compensation, and more. All delivered with dedicated local support and a long-term partnership approach.
A full benefits ecosystem, not just a health plan.
Small businesses shouldn't have to work with five different vendors to manage employee benefits, HR, payroll, and workers' compensation. We bring it all together — as your single, trusted point of contact.
Small Group Health Insurance
Customized health insurance solutions designed to help small businesses provide competitive and cost-effective employee benefits. We compare plans across the top carriers — including Independence Blue Cross, Aetna, Cigna, UnitedHealthcare, and AmeriHealth — and identify the right fit for your workforce and budget.
- Multi-carrier comparison and plan design
- New-hire and open enrollment support
- Annual renewal strategy and re-shopping
- Year-round claims advocacy for employees
ICHRA Plans for Small Businesses
Individual Coverage Health Reimbursement Arrangement (ICHRA) solutions give employers a flexible and budget-friendly way to offer healthcare benefits. Instead of purchasing a traditional group plan, you reimburse employees tax-free for their individual health insurance premiums — giving you cost predictability and employees more choice.
- ICHRA suitability assessment for your business
- Plan design and contribution strategy
- Employee guidance on individual plan selection
- Compliance and administration support
Individual & Family Health Insurance
Personalized health insurance options for individuals, families, and self-employed professionals seeking quality coverage. Whether you need ACA Marketplace plans with subsidy optimization, dental and vision coverage, or short-term medical, we'll find the right solution for your situation.
- ACA / Major Medical with subsidy maximization
- Dental, vision, life, and disability insurance
- Short-term medical coverage
- Association health plans for sole proprietors
Medicare
Expert guidance and enrollment support for Medicare plans, supplemental coverage, and prescription drug plans. We help Medicare-eligible individuals navigate the options — Supplement (Plans A–N), Medicare Advantage, and Part D — and stay enrolled in the right plan year after year.
- Medicare Supplement (Medigap) Plans A through N
- Medicare Advantage plan comparison
- Medicare education seminars for groups
- Annual Medicare plan reviews
Beyond health insurance — a complete business support platform.
We go further than most benefits firms to help small businesses run more efficiently and support their people across every stage of the employee lifecycle.
Benefits Administration (Ease)
End-to-end support for employee enrollment, renewals, compliance, and ongoing benefits management — built on the Ease benefits administration platform. We make benefits management seamless for employers and employees alike.
- Ease online enrollment platform & portals
- Employee onboarding & communication
- Compliance monitoring & ACA reporting
HR Solutions (Mineral)
Human resources support and tools — powered by the Mineral HR platform — that help businesses streamline workforce management and improve employee experiences. We become an extension of your operations team, especially for businesses without a dedicated HR department.
- Mineral HR policy guidance & documentation
- New hire onboarding support
- Workforce management tools & handbooks
Payroll Services
Payroll processing and administration solutions that simplify payroll management and improve operational efficiency. Seamlessly integrated with your benefits and HR programs so everything works together.
- Full-service payroll processing
- Tax filing and compliance
- Benefits deduction integration
Workers' Compensation
Workers' compensation coverage and administration that integrates seamlessly with your payroll — keeping employee classifications, wages, and audit data in sync. We help small businesses secure the right coverage, simplify audits, and reduce surprises at year-end.
- Pay-as-you-go premium options
- Payroll-integrated classification & reporting
- Audit prep & ongoing carrier support
IBX Plans
Specialized health insurance solutions and support for Independence Blue Cross (IBX) plans — one of the most trusted and widely used carriers in the Philadelphia region. We help businesses and individuals select and manage the right IBX coverage with expert local guidance.
- IBX group and individual plan selection
- Network and benefit comparison
- Ongoing enrollment & claims support
Make payroll and workers' comp simple.
Running a small business already takes most of your time. Adding payroll, workers' comp, and benefits on top often means juggling several systems, logins, and deadlines. This is how we help small employers cut the admin load.
What happens when systems don't connect.
Most payroll, workers' comp, and benefits tools were built to stand alone. Since they don't share data automatically, the owner or office manager has to keep every record in sync by hand.
- Entering the same employee details in several places
- Manually updating wage, hours, and classification changes
- Extra steps every time someone is hired or leaves
- Fixing delays when payroll and workers' comp don't match
- Spending more time than expected preparing for audits
Even minor mismatches can lead to billing problems, reporting questions, or audit concerns. As your team grows, the risk and the time commitment grow with it.
A simpler way to manage payroll and workers' comp.
When payroll and workers' comp work together in one connected system, employee information flows automatically instead of being entered in multiple places. Hours, classifications, and wage details stay consistent — which means fewer errors and fewer surprises at audit time.
How integration helps
- Employee data updates in one place, not several
- Classification and wage changes sync automatically
- Less manual work for owners and office managers
- Fewer inconsistencies between payroll and workers' comp
- Smoother audits with cleaner, real-time payroll data
- A more predictable experience for employees
Why this works
Instead of trying to keep separate systems aligned, integration simplifies everything by making payroll the single source of truth. This reduces the chance of errors, shortens your list of admin tasks, and creates a workflow that supports your business as it grows.
This connected approach also gives you a single contact for payroll, workers' comp, benefits administration, and HR coordination.
Real people to support you
Technology is important, but having real support matters just as much. You work with advisors who understand your business — across payroll setup, workers' comp connections, and day-to-day questions as your team grows.
- Simple onboarding and setup support
- Help connecting payroll, workers' comp, and benefits
- Coordinated benefits, HR and workers' comp — one advisor
- Guidance through wage, hours, and classification updates
- Onboarding, offboarding, and troubleshooting support
A quick conversation about your current systems, a clear explanation of how integration works, guidance tailored to your size and industry, no pressure or complicated commitments — and one place to manage payroll, workers' comp, benefits administration, and HR coordination.
What makes us different from a typical benefits firm.
We're not transactional. We're a long-term partner — building a benefits strategy that grows with your business.
Personalized, High-Touch Service
Dedicated support for employers and employees rather than a transactional brokerage approach. All customer service is handled by a local member of our team — not a call center.
Strategic Cost Management
We help clients balance benefits quality with budget control through thoughtful plan design, ICHRA structuring, and annual renewal optimization — keeping costs predictable year over year.
Long-Term Partnership
We act as ongoing advisors focused on your business growth and workforce well-being — not just annual renewals. The relationship deepens over time as we learn your business.
Schedule a free benefits consultation.
Tell us about your business and we'll walk through the services that make the most sense for your team — no obligation, no pressure.