Self-Employed & Sole Proprietors
Bridge between individual and group markets — designed for 1099 workers and one-person businesses.
Sole proprietors and 1099 workers face a choice: ACA individual plans (often expensive without subsidies) or finding a way to access group-market pricing.
Sole proprietors and 1099 workers face a choice: ACA individual plans (often expensive without subsidies) or finding a way to access group-market pricing. Association Health Plans (AHPs) make that group access possible — and we'll tell you honestly whether AHP or ACA wins for your situation.
Talk to an advisorWhen clients like you reach out.
Four signals you might benefit from a real advisor — not just a plan.
If this sounds familiar
Income too high to qualify for meaningful ACA subsidies
If this sounds familiar
ACA premiums feel uncompetitive in your zip
If this sounds familiar
Confused about whether AHPs are actually a fit
If this sounds familiar
Need life insurance and benefits without an employer
Products built for Self-Employed & Sole Proprietors.
The starting set — we tailor from here.
Association Health Plans
The coverage we typically recommend for self-employed & sole proprietors.
Explore Association Health PlansMajor Medical (ACA Plans)
The coverage we typically recommend for self-employed & sole proprietors.
Explore Major Medical (ACA Plans)Life & Disability Insurance
The coverage we typically recommend for self-employed & sole proprietors.
Explore Life & Disability InsuranceDental & Vision Insurance
The coverage we typically recommend for self-employed & sole proprietors.
Explore Dental & Vision InsuranceEducate. Select. Advocate.
How we work with every client — same method, tuned to your situation.
Educate
A real conversation about your situation — no pitch.
Select
Carrier comparison and plain-English trade-offs.
Advocate
We're with you all year — claims, renewals, life changes.
Ready to talk about Self-Employed & Sole Proprietors?
Quick form gets you a real recommendation, often the same day.