Individual and Family Health Insurance Guidance

Finding health coverage should feel clear, not overwhelming. Philadelphia Life and Health helps individuals and families compare affordable health insurance options around their healthcare priorities, preferred providers, and budget. Receive independent guidance on plan features, enrollment considerations, and ongoing coverage questions, so you can make an informed choice with confidence and support beyond the initial selection.

Family reviewing health insurance options with an advisor

Our Individual and Family Health Insurance Services

Personalized support for comparing coverage, evaluating family needs, and navigating enrollment with greater clarity.

Individual Coverage

Review individual health insurance options with guidance tailored to your healthcare needs, provider preferences, anticipated care, and monthly budget.

Family Coverage

Compare coverage approaches for your household, helping you consider benefits, costs, and care needs for each family member.

Plan Comparison

Understand differences among available plan options, including coverage features, networks, and cost considerations, before choosing a policy.

Personalized Plan Support

Coverage Guidance Built Around Your Life

Health insurance decisions affect your care, your budget, and your peace of mind. Philadelphia Life and Health provides independent, personal guidance to help you compare individual and family coverage options without navigating unfamiliar terms alone. We listen to your priorities, clarify plan features and enrollment considerations, and help you evaluate options that align with your situation. You will also have a knowledgeable resource for support after enrollment.

Advisor explaining family health plan options
The Independent Difference

Why Choose Philadelphia Life and Health?

Independent guidance and attentive support for important coverage decisions.

Independent Advice

Compare multiple carrier and plan options with guidance centered on your individual coverage priorities.

Year-Round Support

Receive help beyond enrollment when questions arise about your coverage or plan administration.

Local Service

Work with a Philadelphia-area team that provides personal support rather than call-center service.

National Licensing

Philadelphia Life and Health is licensed in all 50 states for broader coverage guidance.

Meet Our Insurance Team

Knowledgeable people focused on clear, personal coverage guidance.

Portrait of Adam Peltzman, team member at Philadelphia Life and Health

Adam Peltzman

Adam Peltzman is a valued member of the Philadelphia Life and Health team, contributing to the firm's mission of delivering independent, high-touch employee benefits guidance to businesses and individuals across the greater Philadelphia region. As part of a locally owned and independently operated agency, Adam works closely with clients to help simplify the complexities of health insurance, group benefits, and ongoing plan administration. He is committed to providing personalized service that goes beyond open enrollment, supporting clients with plan selection, enrollment assistance, and year-round account management. Adam's dedication to client advocacy reflects the company's core values of independent expertise and dedicated local service, ensuring that every business and family he works with receives thoughtful, reliable support.

Portrait of Barbara Bonini, team member at Philadelphia Life and Health

Barbara Bonini

Barbara Bonini is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Barbara supports the company's mission of helping small and mid-sized businesses, individuals, and families find affordable, quality health and life insurance solutions. Working within a locally owned agency, she helps clients navigate benefits administration, enrollment, and renewal strategy with a personal touch that larger call-center brokers cannot match. Barbara's focus on client advocacy and cost management aligns with the firm's commitment to being more than a broker, but a long-term partner. She takes pride in delivering attentive, year-round service to the businesses and families she assists throughout Pennsylvania.

Portrait of Noah Glassman, Senior Partner at Philadelphia Life and Health

Noah Glassman

Senior Partner

Noah Glassman is a Senior Partner at Philadelphia Life and Health, bringing extensive experience to the firm's employee benefits and insurance advisory practice. Since entering the insurance industry in 2007, Noah has held roles at major organizations including AIG, Cigna, and Independence Blue Cross, giving him a well-rounded understanding of carrier operations, plan design, and claims processes. He specializes in building deep, lasting relationships with small businesses and local clients throughout the greater Philadelphia region, helping them navigate group health insurance, benefits administration, and compliance with confidence. Noah's carrier background allows him to provide objective, informed guidance across multiple plan options, ensuring clients receive coverage tailored to their needs. His commitment to personalized, long-term partnership reflects the company's core values of independent expertise and dedicated local service.

Portrait of Jenielle Powell, team member at Philadelphia Life and Health

Jenielle Powell

Jenielle Powell is a member of the Philadelphia Life and Health team, contributing to the firm's ongoing mission of delivering personalized employee benefits and insurance guidance to businesses and individuals throughout the greater Philadelphia region and Pennsylvania. She supports the company's client-focused service model, which includes plan selection, employee enrollment assistance, and claims advocacy for small and mid-sized businesses with 2 to 200 employees. Jenielle helps clients navigate the often complex world of health insurance and benefits administration, ensuring they receive clear, accessible guidance throughout the year, not just during open enrollment. Her role supports the firm's broader commitment to reducing administrative burden for clients through comprehensive benefits, HR, and compliance support delivered with a local, hands-on approach.

Portrait of Diane Donatelli, team member at Philadelphia Life and Health

Diane Donatelli

Diane Donatelli is part of the experienced team at Philadelphia Life and Health, a locally owned employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Diane assists clients with navigating health insurance, group benefits, and ongoing plan support, helping businesses and families find coverage that balances quality and affordability. As part of a firm licensed in all 50 states, she helps extend the company's reach while maintaining the local, personal service that sets it apart from larger, impersonal brokers. Diane's work reflects the company's dedication to employee advocacy and cost management, ensuring clients receive attentive support with plan selection, enrollment, and renewal strategy long after the initial sign-up process is complete.

Portrait of Peachy Colleluori, team member at Philadelphia Life and Health

Peachy Colleluori

Peachy Colleluori is a member of the Philadelphia Life and Health team, helping deliver the firm's high-touch approach to employee benefits and insurance advisory services throughout Philadelphia and East Norriton, Pennsylvania. Peachy supports clients ranging from small businesses to individuals and families seeking health and life insurance solutions, working within the company's model of year-round, hands-on service. Her contributions help clients manage benefits administration, HR support, and enrollment processes with the ease and clarity that larger institutions often lack. Peachy's commitment to responsive, local service reflects the firm's core values of personalized service and ongoing support, helping ensure that every client feels confident in the coverage and guidance they receive.

Portrait of Jonathan Pedone, team member at Philadelphia Life and Health

Jonathan Pedone

Jonathan Pedone is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving businesses and individuals across the greater Philadelphia region. Jonathan helps clients navigate group health insurance, Medicare options, and individual and family coverage, supporting the company's mission of finding sustainable, affordable solutions for every client. He contributes to the firm's comprehensive service model, which includes benefits administration, compliance support, and renewal strategy designed to control costs over time. Jonathan's work reflects the company's commitment to being more than a broker, serving as a long-term partner to the businesses and families he supports throughout Pennsylvania and beyond.

Portrait of Laura Wick, team member at Philadelphia Life and Health

Laura Wick

Laura Wick is a valued team member at Philadelphia Life and Health, supporting the firm's mission to provide independent, personalized employee benefits guidance to businesses and individuals in the greater Philadelphia region. Laura assists clients with health insurance enrollment, group benefits administration, and ongoing support throughout the plan year, helping ensure a smooth experience from initial selection through renewal. Her work supports the company's broader goal of reducing administrative burden for small and mid-sized businesses by combining benefits, HR, and payroll support under one roof. Laura's attentive, client-first approach reflects the firm's core values of dedicated local service and employee advocacy, helping clients feel supported well beyond open enrollment season.

Portrait of Zachary Ritz, team member at Philadelphia Life and Health

Zachary Ritz

Zachary Ritz is part of the Philadelphia Life and Health team, contributing to the firm's independent employee benefits and insurance advisory services for businesses and individuals throughout Pennsylvania and the greater Philadelphia region. Zachary helps clients explore group health plans, ICHRA options, and individual coverage, supporting the company's goal of delivering objective guidance across multiple carriers. He plays a role in the firm's comprehensive approach to benefits administration, helping businesses manage compliance, enrollment, and renewal strategy with confidence. Zachary's commitment to responsive, local service reflects the company's values of independent expertise and ongoing year-round support, ensuring clients receive the attention and guidance they need at every stage of their coverage.

Frequently Asked Questions

What is individual and family health insurance?

Individual and family health insurance is coverage purchased for yourself, your spouse, dependents, or other eligible household members rather than through an employer-sponsored group plan. Plans can help pay for covered medical care, such as doctor visits, preventive services, hospital care, prescriptions, and more, subject to each plan’s benefits, network rules, deductibles, copays, and out-of-pocket limits.

How do I choose a health insurance plan for my family?

When can I enroll in individual health insurance?

Can I keep my current doctor with a new health plan?

What costs should I compare besides the monthly premium?

What is the difference between a deductible and an out-of-pocket maximum?

Can I get help comparing Independence Blue Cross plans?

Will I receive support after I enroll in a plan?

Questions About Your Coverage Options?

Speak with our team for clear, personalized health insurance guidance.

Trusted Guidance

Awards and Recognition

Licensed nationwide trust badge

Licensed Nationwide

Licensed in all 50 states

Independent advisory trust badge

Independent Advisory

Objective multi-carrier guidance since 2002

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Local Support

Philadelphia-area offices and personal service

Let’s Find Coverage That Fits

Share a few details about your health insurance needs, and our team will help you understand your next steps.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (844) 758-7879. You can also send us a quick email at group@philalifeandhealth.com.