Health Insurance Plans for Churches

Give your ministry team meaningful health coverage without losing sight of your stewardship responsibilities. Philadelphia Life and Health helps churches compare group health plans, ICHRA options, and benefits support that fit their staffing needs and budget. Receive independent guidance, clear enrollment assistance, and year-round help so your employees can focus on serving your congregation with confidence.

Church staff reviewing health insurance benefits

Our Church Health Insurance Services

Flexible health benefits guidance, enrollment support, and administration for churches and ministry teams.

Small Group Coverage

Compare compliant small group health insurance options designed to help churches provide dependable medical coverage for eligible employees and their families.

ICHRA Plans

Use an Individual Coverage Health Reimbursement Arrangement to reimburse eligible staff for individual premiums and qualified medical expenses on a tax-advantaged basis.

Benefits Administration

Simplify health benefit enrollment, renewals, and ongoing plan support with practical administration guidance that reduces work for church leaders and office staff.

Stewardship-Focused Guidance

Benefits That Support Your Ministry

A church health plan should care for your employees while respecting the resources entrusted to your ministry. Philadelphia Life and Health provides independent guidance across group coverage and ICHRA options, helping you evaluate benefits, employee needs, and long-term costs. From plan selection through enrollment, claims support, and renewal strategy, our team makes benefits easier to manage year-round.

Advisor discussing church employee benefits
A Better Benefits Partner

Why Choose Philadelphia Life and Health?

Independent benefits guidance built around responsive support and sustainable plan decisions.

Independent Advice

Compare multiple carrier and plan options with objective guidance tailored to your church.

Year-Round Support

Receive help with enrollment, claims advocacy, compliance, and renewal planning beyond open enrollment.

Hands-On Service

Get personal account support instead of being routed through an impersonal call center.

National Licensing

Licensed in all 50 states to support churches with employees across multiple locations.

Meet Our Benefits Team

Dedicated advisors who make church benefits easier to navigate.

Portrait of Adam Peltzman, team member at Philadelphia Life and Health

Adam Peltzman

Adam Peltzman is a valued member of the Philadelphia Life and Health team, contributing to the firm's mission of delivering independent, high-touch employee benefits guidance to businesses and individuals across the greater Philadelphia region. As part of a locally owned and independently operated agency, Adam works closely with clients to help simplify the complexities of health insurance, group benefits, and ongoing plan administration. He is committed to providing personalized service that goes beyond open enrollment, supporting clients with plan selection, enrollment assistance, and year-round account management. Adam's dedication to client advocacy reflects the company's core values of independent expertise and dedicated local service, ensuring that every business and family he works with receives thoughtful, reliable support.

Portrait of Barbara Bonini, team member at Philadelphia Life and Health

Barbara Bonini

Barbara Bonini is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Barbara supports the company's mission of helping small and mid-sized businesses, individuals, and families find affordable, quality health and life insurance solutions. Working within a locally owned agency, she helps clients navigate benefits administration, enrollment, and renewal strategy with a personal touch that larger call-center brokers cannot match. Barbara's focus on client advocacy and cost management aligns with the firm's commitment to being more than a broker, but a long-term partner. She takes pride in delivering attentive, year-round service to the businesses and families she assists throughout Pennsylvania.

Portrait of Noah Glassman, Senior Partner at Philadelphia Life and Health

Noah Glassman

Senior Partner

Noah Glassman is a Senior Partner at Philadelphia Life and Health, bringing extensive experience to the firm's employee benefits and insurance advisory practice. Since entering the insurance industry in 2007, Noah has held roles at major organizations including AIG, Cigna, and Independence Blue Cross, giving him a well-rounded understanding of carrier operations, plan design, and claims processes. He specializes in building deep, lasting relationships with small businesses and local clients throughout the greater Philadelphia region, helping them navigate group health insurance, benefits administration, and compliance with confidence. Noah's carrier background allows him to provide objective, informed guidance across multiple plan options, ensuring clients receive coverage tailored to their needs. His commitment to personalized, long-term partnership reflects the company's core values of independent expertise and dedicated local service.

Portrait of Jenielle Powell, team member at Philadelphia Life and Health

Jenielle Powell

Jenielle Powell is a member of the Philadelphia Life and Health team, contributing to the firm's ongoing mission of delivering personalized employee benefits and insurance guidance to businesses and individuals throughout the greater Philadelphia region and Pennsylvania. She supports the company's client-focused service model, which includes plan selection, employee enrollment assistance, and claims advocacy for small and mid-sized businesses with 2 to 200 employees. Jenielle helps clients navigate the often complex world of health insurance and benefits administration, ensuring they receive clear, accessible guidance throughout the year, not just during open enrollment. Her role supports the firm's broader commitment to reducing administrative burden for clients through comprehensive benefits, HR, and compliance support delivered with a local, hands-on approach.

Portrait of Diane Donatelli, team member at Philadelphia Life and Health

Diane Donatelli

Diane Donatelli is part of the experienced team at Philadelphia Life and Health, a locally owned employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Diane assists clients with navigating health insurance, group benefits, and ongoing plan support, helping businesses and families find coverage that balances quality and affordability. As part of a firm licensed in all 50 states, she helps extend the company's reach while maintaining the local, personal service that sets it apart from larger, impersonal brokers. Diane's work reflects the company's dedication to employee advocacy and cost management, ensuring clients receive attentive support with plan selection, enrollment, and renewal strategy long after the initial sign-up process is complete.

Portrait of Peachy Colleluori, team member at Philadelphia Life and Health

Peachy Colleluori

Peachy Colleluori is a member of the Philadelphia Life and Health team, helping deliver the firm's high-touch approach to employee benefits and insurance advisory services throughout Philadelphia and East Norriton, Pennsylvania. Peachy supports clients ranging from small businesses to individuals and families seeking health and life insurance solutions, working within the company's model of year-round, hands-on service. Her contributions help clients manage benefits administration, HR support, and enrollment processes with the ease and clarity that larger institutions often lack. Peachy's commitment to responsive, local service reflects the firm's core values of personalized service and ongoing support, helping ensure that every client feels confident in the coverage and guidance they receive.

Portrait of Jonathan Pedone, team member at Philadelphia Life and Health

Jonathan Pedone

Jonathan Pedone is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving businesses and individuals across the greater Philadelphia region. Jonathan helps clients navigate group health insurance, Medicare options, and individual and family coverage, supporting the company's mission of finding sustainable, affordable solutions for every client. He contributes to the firm's comprehensive service model, which includes benefits administration, compliance support, and renewal strategy designed to control costs over time. Jonathan's work reflects the company's commitment to being more than a broker, serving as a long-term partner to the businesses and families he supports throughout Pennsylvania and beyond.

Portrait of Laura Wick, team member at Philadelphia Life and Health

Laura Wick

Laura Wick is a valued team member at Philadelphia Life and Health, supporting the firm's mission to provide independent, personalized employee benefits guidance to businesses and individuals in the greater Philadelphia region. Laura assists clients with health insurance enrollment, group benefits administration, and ongoing support throughout the plan year, helping ensure a smooth experience from initial selection through renewal. Her work supports the company's broader goal of reducing administrative burden for small and mid-sized businesses by combining benefits, HR, and payroll support under one roof. Laura's attentive, client-first approach reflects the firm's core values of dedicated local service and employee advocacy, helping clients feel supported well beyond open enrollment season.

Portrait of Zachary Ritz, team member at Philadelphia Life and Health

Zachary Ritz

Zachary Ritz is part of the Philadelphia Life and Health team, contributing to the firm's independent employee benefits and insurance advisory services for businesses and individuals throughout Pennsylvania and the greater Philadelphia region. Zachary helps clients explore group health plans, ICHRA options, and individual coverage, supporting the company's goal of delivering objective guidance across multiple carriers. He plays a role in the firm's comprehensive approach to benefits administration, helping businesses manage compliance, enrollment, and renewal strategy with confidence. Zachary's commitment to responsive, local service reflects the company's values of independent expertise and ongoing year-round support, ensuring clients receive the attention and guidance they need at every stage of their coverage.

Frequently Asked Questions

What is the cost of group health insurance?

Group health insurance costs are driven by factors such as employee ages, location, plan design, deductible levels, network type, employer contribution, and the number of enrolled employees and dependents. Churches can manage their budget by comparing carrier options, contribution approaches, and alternative designs such as ICHRA. A benefits advisor can provide plan-specific quotes and explain the cost tradeoffs clearly.

What is a group health insurance policy?

Can a church offer health insurance to employees?

What is an ICHRA for church employees?

How many employees does a church need for group health insurance?

Can part-time church employees receive health benefits?

What support is available during employee enrollment?

When should a church begin reviewing health plan options?

Questions About Church Benefits Options?

Speak with an advisor for clear, personalized plan guidance.

Serving Churches Nationwide

Local guidance from Pennsylvania offices, with licensing to support organizations across all 50 states.

All 50 States

Service Area

2 Pennsylvania Offices

Local Offices

Since 2002

Established

Need Benefits Guidance for Your Church?

Ask our team about coverage and enrollment support.

Trusted Benefits Guidance

Awards and Recognition

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Licensed Nationwide

Authorized to serve clients in all states.

Independent advisor trust badge

Independent Advisory

Objective guidance across multiple plan options.

Established since 2002 trust badge

Established Since 2002

Long-term employee benefits support.

Build a Stronger Benefits Program

Tell us about your church staff and benefit goals. Our team will help you explore coverage options, enrollment support, and a practical path forward.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (844) 758-7879. You can also send us a quick email at group@philalifeandhealth.com.