Life Insurance Plans and Quotes Guidance

Protect the people who matter most with life insurance guidance tailored to your goals, budget, and stage of life. Philadelphia Life and Health helps individuals and families compare coverage options, understand policy features, and request clear quotes without the pressure of a one-size-fits-all recommendation. Get informed support for coverage that can help provide financial security when your family needs it most.

Family reviewing life insurance options with an advisor

Our Life Insurance Services

Practical guidance to compare coverage, request quotes, and select life insurance aligned with your financial priorities.

Term Life Coverage

Compare term life policies designed to provide coverage for a selected period. We help you evaluate term lengths, benefit amounts, eligibility considerations, and premiums in relation to your family’s financial responsibilities.

Permanent Life Options

Explore permanent life insurance options that may provide lifelong coverage, subject to policy terms and funding. Receive clear guidance on policy features, costs, and how each option may fit long-term planning.

Coverage Needs Review

Review your income replacement needs, debts, dependents, future education goals, and existing protection. Our advisors help translate those priorities into a thoughtful coverage target before you request life insurance quotes.

Personalized Protection Planning

Coverage Guidance Built Around Your Priorities

Life insurance is not simply about choosing a dollar amount. It is about protecting the income, responsibilities, and future plans your loved ones rely on. Philadelphia Life and Health provides independent guidance to help you compare term and permanent coverage, assess appropriate benefit levels, and understand how age, health, policy type, and coverage duration can affect your quote. We make the decision process clearer so you can move forward confidently.

Advisor explaining life insurance coverage options
The Independent Difference

Why Choose Philadelphia Life and Health?

Independent, attentive guidance for important protection decisions.

Independent Advice

Compare suitable options with objective guidance across multiple carriers and plan designs.

Since 2002

Benefit from an established insurance advisory firm with 24 years in business.

Personal Support

Receive thoughtful, high-touch assistance instead of an impersonal call-center experience.

National Licensing

Work with a team licensed in all 50 states for broader coverage support.

Meet Our Insurance Team

Knowledgeable advisors focused on clear, personal insurance guidance.

Portrait of Adam Peltzman, team member at Philadelphia Life and Health

Adam Peltzman

Adam Peltzman is a valued member of the Philadelphia Life and Health team, contributing to the firm's mission of delivering independent, high-touch employee benefits guidance to businesses and individuals across the greater Philadelphia region. As part of a locally owned and independently operated agency, Adam works closely with clients to help simplify the complexities of health insurance, group benefits, and ongoing plan administration. He is committed to providing personalized service that goes beyond open enrollment, supporting clients with plan selection, enrollment assistance, and year-round account management. Adam's dedication to client advocacy reflects the company's core values of independent expertise and dedicated local service, ensuring that every business and family he works with receives thoughtful, reliable support.

Portrait of Barbara Bonini, team member at Philadelphia Life and Health

Barbara Bonini

Barbara Bonini is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Barbara supports the company's mission of helping small and mid-sized businesses, individuals, and families find affordable, quality health and life insurance solutions. Working within a locally owned agency, she helps clients navigate benefits administration, enrollment, and renewal strategy with a personal touch that larger call-center brokers cannot match. Barbara's focus on client advocacy and cost management aligns with the firm's commitment to being more than a broker, but a long-term partner. She takes pride in delivering attentive, year-round service to the businesses and families she assists throughout Pennsylvania.

Portrait of Noah Glassman, Senior Partner at Philadelphia Life and Health

Noah Glassman

Senior Partner

Noah Glassman is a Senior Partner at Philadelphia Life and Health, bringing extensive experience to the firm's employee benefits and insurance advisory practice. Since entering the insurance industry in 2007, Noah has held roles at major organizations including AIG, Cigna, and Independence Blue Cross, giving him a well-rounded understanding of carrier operations, plan design, and claims processes. He specializes in building deep, lasting relationships with small businesses and local clients throughout the greater Philadelphia region, helping them navigate group health insurance, benefits administration, and compliance with confidence. Noah's carrier background allows him to provide objective, informed guidance across multiple plan options, ensuring clients receive coverage tailored to their needs. His commitment to personalized, long-term partnership reflects the company's core values of independent expertise and dedicated local service.

Portrait of Jenielle Powell, team member at Philadelphia Life and Health

Jenielle Powell

Jenielle Powell is a member of the Philadelphia Life and Health team, contributing to the firm's ongoing mission of delivering personalized employee benefits and insurance guidance to businesses and individuals throughout the greater Philadelphia region and Pennsylvania. She supports the company's client-focused service model, which includes plan selection, employee enrollment assistance, and claims advocacy for small and mid-sized businesses with 2 to 200 employees. Jenielle helps clients navigate the often complex world of health insurance and benefits administration, ensuring they receive clear, accessible guidance throughout the year, not just during open enrollment. Her role supports the firm's broader commitment to reducing administrative burden for clients through comprehensive benefits, HR, and compliance support delivered with a local, hands-on approach.

Portrait of Diane Donatelli, team member at Philadelphia Life and Health

Diane Donatelli

Diane Donatelli is part of the experienced team at Philadelphia Life and Health, a locally owned employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Diane assists clients with navigating health insurance, group benefits, and ongoing plan support, helping businesses and families find coverage that balances quality and affordability. As part of a firm licensed in all 50 states, she helps extend the company's reach while maintaining the local, personal service that sets it apart from larger, impersonal brokers. Diane's work reflects the company's dedication to employee advocacy and cost management, ensuring clients receive attentive support with plan selection, enrollment, and renewal strategy long after the initial sign-up process is complete.

Portrait of Peachy Colleluori, team member at Philadelphia Life and Health

Peachy Colleluori

Peachy Colleluori is a member of the Philadelphia Life and Health team, helping deliver the firm's high-touch approach to employee benefits and insurance advisory services throughout Philadelphia and East Norriton, Pennsylvania. Peachy supports clients ranging from small businesses to individuals and families seeking health and life insurance solutions, working within the company's model of year-round, hands-on service. Her contributions help clients manage benefits administration, HR support, and enrollment processes with the ease and clarity that larger institutions often lack. Peachy's commitment to responsive, local service reflects the firm's core values of personalized service and ongoing support, helping ensure that every client feels confident in the coverage and guidance they receive.

Portrait of Jonathan Pedone, team member at Philadelphia Life and Health

Jonathan Pedone

Jonathan Pedone is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving businesses and individuals across the greater Philadelphia region. Jonathan helps clients navigate group health insurance, Medicare options, and individual and family coverage, supporting the company's mission of finding sustainable, affordable solutions for every client. He contributes to the firm's comprehensive service model, which includes benefits administration, compliance support, and renewal strategy designed to control costs over time. Jonathan's work reflects the company's commitment to being more than a broker, serving as a long-term partner to the businesses and families he supports throughout Pennsylvania and beyond.

Portrait of Laura Wick, team member at Philadelphia Life and Health

Laura Wick

Laura Wick is a valued team member at Philadelphia Life and Health, supporting the firm's mission to provide independent, personalized employee benefits guidance to businesses and individuals in the greater Philadelphia region. Laura assists clients with health insurance enrollment, group benefits administration, and ongoing support throughout the plan year, helping ensure a smooth experience from initial selection through renewal. Her work supports the company's broader goal of reducing administrative burden for small and mid-sized businesses by combining benefits, HR, and payroll support under one roof. Laura's attentive, client-first approach reflects the firm's core values of dedicated local service and employee advocacy, helping clients feel supported well beyond open enrollment season.

Portrait of Zachary Ritz, team member at Philadelphia Life and Health

Zachary Ritz

Zachary Ritz is part of the Philadelphia Life and Health team, contributing to the firm's independent employee benefits and insurance advisory services for businesses and individuals throughout Pennsylvania and the greater Philadelphia region. Zachary helps clients explore group health plans, ICHRA options, and individual coverage, supporting the company's goal of delivering objective guidance across multiple carriers. He plays a role in the firm's comprehensive approach to benefits administration, helping businesses manage compliance, enrollment, and renewal strategy with confidence. Zachary's commitment to responsive, local service reflects the company's values of independent expertise and ongoing year-round support, ensuring clients receive the attention and guidance they need at every stage of their coverage.

Frequently Asked Questions

How much does a $100,000 life insurance policy cost per month?

The monthly cost of a $100,000 life insurance policy varies by age, health history, tobacco use, policy type, and term length. A healthy younger applicant may pay substantially less than an older applicant or someone seeking permanent coverage. Because each insurer evaluates risk differently, comparing quotes for the same benefit amount and coverage period is the most useful way to estimate your actual premium.

How much is a $500,000 life insurance policy for a 60 year old man?

How much life insurance coverage do I need?

What is the difference between term and permanent life insurance?

Can I get life insurance if I have a health condition?

When should I buy life insurance?

How long does it take to get a life insurance quote?

Can I change my life insurance coverage later?

Questions About Your Coverage Options?

Speak with an advisor for clear, personalized life insurance guidance.

Established And Licensed

Awards and Recognition

Licensed nationwide trust badge

Licensed Nationwide

Licensed in all 50 states

Independent guidance trust badge

Independent Guidance

Objective support across policy options

Established since 2002 trust badge

Established Since 2002

24 years serving insurance clients

Start Your Life Insurance Conversation

Share your coverage goals, and our team will help you understand options and next steps for requesting a quote.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (844) 758-7879. You can also send us a quick email at group@philalifeandhealth.com.