Group Health Insurance for Small Businesses

Build a health benefits package that supports your employees and your budget. Philadelphia Life and Health helps small businesses compare group coverage, ICHRA options, and carrier plans with clear, independent guidance. From plan selection and enrollment to claims support and renewals, our team makes it easier to offer meaningful benefits while managing costs and administrative demands year-round.

Small business team reviewing health benefits

Our Group Health Insurance Services

Flexible health benefits guidance, plan support, and administration for growing small-business teams.

Small Group Plans

Compare affordable, compliant group health insurance options designed to help small businesses provide dependable coverage for employees and eligible family members.

ICHRA Plans

Offer employees tax-advantaged reimbursement for individual health insurance premiums and eligible medical expenses through a flexible ICHRA benefits strategy.

Benefits Administration

Reduce the work of managing employee benefits with support for enrollment, plan changes, renewals, and ongoing health plan administration.

Year-Round Benefits Support

Benefits That Work for Your Team

Philadelphia Life and Health helps small employers turn health benefits into a practical tool for supporting employees and managing costs. We review group plan and ICHRA options, explain trade-offs clearly, and help create a benefits approach suited to your workforce. After enrollment, our team remains available for employee questions, claims advocacy, compliance support, and thoughtful renewal planning—not just an annual policy transaction.

Advisor explaining employee health plan options
The Local Partner Difference

Why Choose Philadelphia Life and Health?

Get independent guidance and hands-on support throughout your benefits journey.

Independent Advice

Compare multiple carrier and plan options with objective guidance focused on your business.

Year-Round Support

Receive enrollment, claims, compliance, and renewal assistance beyond the annual open-enrollment period.

Small Business Focus

Specialized guidance helps employers with 2–200 employees build manageable benefits programs.

National Licensing

Licensed in all 50 states, supporting businesses with employees across multiple locations.

Meet Our Benefits Team

Personal guidance from experienced employee benefits professionals.

Portrait of Adam Peltzman, team member at Philadelphia Life and Health

Adam Peltzman

Adam Peltzman is a valued member of the Philadelphia Life and Health team, contributing to the firm's mission of delivering independent, high-touch employee benefits guidance to businesses and individuals across the greater Philadelphia region. As part of a locally owned and independently operated agency, Adam works closely with clients to help simplify the complexities of health insurance, group benefits, and ongoing plan administration. He is committed to providing personalized service that goes beyond open enrollment, supporting clients with plan selection, enrollment assistance, and year-round account management. Adam's dedication to client advocacy reflects the company's core values of independent expertise and dedicated local service, ensuring that every business and family he works with receives thoughtful, reliable support.

Portrait of Barbara Bonini, team member at Philadelphia Life and Health

Barbara Bonini

Barbara Bonini is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Barbara supports the company's mission of helping small and mid-sized businesses, individuals, and families find affordable, quality health and life insurance solutions. Working within a locally owned agency, she helps clients navigate benefits administration, enrollment, and renewal strategy with a personal touch that larger call-center brokers cannot match. Barbara's focus on client advocacy and cost management aligns with the firm's commitment to being more than a broker, but a long-term partner. She takes pride in delivering attentive, year-round service to the businesses and families she assists throughout Pennsylvania.

Portrait of Noah Glassman, Senior Partner at Philadelphia Life and Health

Noah Glassman

Senior Partner

Noah Glassman is a Senior Partner at Philadelphia Life and Health, bringing extensive experience to the firm's employee benefits and insurance advisory practice. Since entering the insurance industry in 2007, Noah has held roles at major organizations including AIG, Cigna, and Independence Blue Cross, giving him a well-rounded understanding of carrier operations, plan design, and claims processes. He specializes in building deep, lasting relationships with small businesses and local clients throughout the greater Philadelphia region, helping them navigate group health insurance, benefits administration, and compliance with confidence. Noah's carrier background allows him to provide objective, informed guidance across multiple plan options, ensuring clients receive coverage tailored to their needs. His commitment to personalized, long-term partnership reflects the company's core values of independent expertise and dedicated local service.

Portrait of Jenielle Powell, team member at Philadelphia Life and Health

Jenielle Powell

Jenielle Powell is a member of the Philadelphia Life and Health team, contributing to the firm's ongoing mission of delivering personalized employee benefits and insurance guidance to businesses and individuals throughout the greater Philadelphia region and Pennsylvania. She supports the company's client-focused service model, which includes plan selection, employee enrollment assistance, and claims advocacy for small and mid-sized businesses with 2 to 200 employees. Jenielle helps clients navigate the often complex world of health insurance and benefits administration, ensuring they receive clear, accessible guidance throughout the year, not just during open enrollment. Her role supports the firm's broader commitment to reducing administrative burden for clients through comprehensive benefits, HR, and compliance support delivered with a local, hands-on approach.

Portrait of Diane Donatelli, team member at Philadelphia Life and Health

Diane Donatelli

Diane Donatelli is part of the experienced team at Philadelphia Life and Health, a locally owned employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Diane assists clients with navigating health insurance, group benefits, and ongoing plan support, helping businesses and families find coverage that balances quality and affordability. As part of a firm licensed in all 50 states, she helps extend the company's reach while maintaining the local, personal service that sets it apart from larger, impersonal brokers. Diane's work reflects the company's dedication to employee advocacy and cost management, ensuring clients receive attentive support with plan selection, enrollment, and renewal strategy long after the initial sign-up process is complete.

Portrait of Peachy Colleluori, team member at Philadelphia Life and Health

Peachy Colleluori

Peachy Colleluori is a member of the Philadelphia Life and Health team, helping deliver the firm's high-touch approach to employee benefits and insurance advisory services throughout Philadelphia and East Norriton, Pennsylvania. Peachy supports clients ranging from small businesses to individuals and families seeking health and life insurance solutions, working within the company's model of year-round, hands-on service. Her contributions help clients manage benefits administration, HR support, and enrollment processes with the ease and clarity that larger institutions often lack. Peachy's commitment to responsive, local service reflects the firm's core values of personalized service and ongoing support, helping ensure that every client feels confident in the coverage and guidance they receive.

Portrait of Jonathan Pedone, team member at Philadelphia Life and Health

Jonathan Pedone

Jonathan Pedone is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving businesses and individuals across the greater Philadelphia region. Jonathan helps clients navigate group health insurance, Medicare options, and individual and family coverage, supporting the company's mission of finding sustainable, affordable solutions for every client. He contributes to the firm's comprehensive service model, which includes benefits administration, compliance support, and renewal strategy designed to control costs over time. Jonathan's work reflects the company's commitment to being more than a broker, serving as a long-term partner to the businesses and families he supports throughout Pennsylvania and beyond.

Portrait of Laura Wick, team member at Philadelphia Life and Health

Laura Wick

Laura Wick is a valued team member at Philadelphia Life and Health, supporting the firm's mission to provide independent, personalized employee benefits guidance to businesses and individuals in the greater Philadelphia region. Laura assists clients with health insurance enrollment, group benefits administration, and ongoing support throughout the plan year, helping ensure a smooth experience from initial selection through renewal. Her work supports the company's broader goal of reducing administrative burden for small and mid-sized businesses by combining benefits, HR, and payroll support under one roof. Laura's attentive, client-first approach reflects the firm's core values of dedicated local service and employee advocacy, helping clients feel supported well beyond open enrollment season.

Portrait of Zachary Ritz, team member at Philadelphia Life and Health

Zachary Ritz

Zachary Ritz is part of the Philadelphia Life and Health team, contributing to the firm's independent employee benefits and insurance advisory services for businesses and individuals throughout Pennsylvania and the greater Philadelphia region. Zachary helps clients explore group health plans, ICHRA options, and individual coverage, supporting the company's goal of delivering objective guidance across multiple carriers. He plays a role in the firm's comprehensive approach to benefits administration, helping businesses manage compliance, enrollment, and renewal strategy with confidence. Zachary's commitment to responsive, local service reflects the company's values of independent expertise and ongoing year-round support, ensuring clients receive the attention and guidance they need at every stage of their coverage.

Frequently Asked Questions

What is the minimum number of people for group insurance?

For many small-group health insurance arrangements, an employer needs at least two eligible employees, though participation rules and eligibility requirements vary by carrier and state. Owners may count differently depending on the business structure and whether they are on payroll. Philadelphia Life and Health can review your workforce makeup, location, and contribution strategy to identify workable coverage options.

What is the minimum employee for group insurance?

What does group health insurance cover?

How does an ICHRA differ from group health insurance?

How much should a small business contribute toward employee health insurance?

When can a small business enroll in group health insurance?

Can employees choose different health insurance plans?

What support is available after enrollment?

Have More Benefits Questions?

Speak with our team about practical coverage options for your business.

Areas We Serve

Personalized employee benefits guidance for businesses throughout Pennsylvania, neighboring states, and across the United States.

2 Greater Philadelphia Locations

Local Offices

2–200 Employees

Business Focus

All 50 States

Licensing

Need Benefits Support for Your Team?

Ask our advisors about coverage options for your workforce.

Licensed and Trusted

Awards and Recognition

50-state licensing trust indicator

50-State Licensing

Authorized to serve employers nationwide.

Independent advisory trust indicator

Independent Advisory

Objective guidance across carrier options.

Year-round benefits support trust indicator

Benefits Support

Ongoing help beyond enrollment.

Build Better Benefits With Confidence

Tell us about your team, budget, and benefits goals. We will help you evaluate practical health coverage options and next steps.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (844) 758-7879. You can also send us a quick email at group@philalifeandhealth.com.