Small Group Plans
Compare affordable, compliant small-group health insurance options designed to help New Jersey employers provide coverage for employees and eligible family members.
Build a benefits package that supports your team and your bottom line with Philadelphia Life and Health. We help New Jersey employers compare small-group coverage, ICHRA options, and administration support with clear, independent guidance. From enrollment through renewals, our team helps businesses with 2–200 employees navigate plan choices, manage costs, and provide meaningful health benefits year-round.

Flexible health-benefit solutions and ongoing support for New Jersey employers and their employees.
Compare affordable, compliant small-group health insurance options designed to help New Jersey employers provide coverage for employees and eligible family members.
Use an Individual Coverage HRA to reimburse eligible employees for individual premiums and qualified medical expenses through a flexible, tax-advantaged benefit approach.
Reduce day-to-day benefits workload with support for enrollment, plan changes, renewals, and ongoing employee health-benefit administration.
Philadelphia Life and Health helps New Jersey small businesses create health-benefit strategies that fit their workforce, budget, and administrative capacity. We compare group coverage and ICHRA options across available carriers, explain tradeoffs clearly, and remain involved after enrollment. With hands-on support for employee questions, claims advocacy, compliance considerations, and annual renewals, you gain a reliable benefits partner rather than a one-time policy transaction.

Independent, practical support for every stage of your employee benefits program.
Compare multiple carrier and plan options without being limited to a single insurer.
Receive enrollment, claims, compliance, and renewal guidance beyond open-enrollment season.
Get responsive support for New Jersey employers managing local workforce benefit needs.
Specialized guidance helps employers with 2–200 employees control benefit costs and workload.
Independent advisors delivering attentive, year-round employer benefits support.

Adam Peltzman is a valued member of the Philadelphia Life and Health team, contributing to the firm's mission of delivering independent, high-touch employee benefits guidance to businesses and individuals across the greater Philadelphia region. As part of a locally owned and independently operated agency, Adam works closely with clients to help simplify the complexities of health insurance, group benefits, and ongoing plan administration. He is committed to providing personalized service that goes beyond open enrollment, supporting clients with plan selection, enrollment assistance, and year-round account management. Adam's dedication to client advocacy reflects the company's core values of independent expertise and dedicated local service, ensuring that every business and family he works with receives thoughtful, reliable support.

Barbara Bonini is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Barbara supports the company's mission of helping small and mid-sized businesses, individuals, and families find affordable, quality health and life insurance solutions. Working within a locally owned agency, she helps clients navigate benefits administration, enrollment, and renewal strategy with a personal touch that larger call-center brokers cannot match. Barbara's focus on client advocacy and cost management aligns with the firm's commitment to being more than a broker, but a long-term partner. She takes pride in delivering attentive, year-round service to the businesses and families she assists throughout Pennsylvania.

Senior Partner
Noah Glassman is a Senior Partner at Philadelphia Life and Health, bringing extensive experience to the firm's employee benefits and insurance advisory practice. Since entering the insurance industry in 2007, Noah has held roles at major organizations including AIG, Cigna, and Independence Blue Cross, giving him a well-rounded understanding of carrier operations, plan design, and claims processes. He specializes in building deep, lasting relationships with small businesses and local clients throughout the greater Philadelphia region, helping them navigate group health insurance, benefits administration, and compliance with confidence. Noah's carrier background allows him to provide objective, informed guidance across multiple plan options, ensuring clients receive coverage tailored to their needs. His commitment to personalized, long-term partnership reflects the company's core values of independent expertise and dedicated local service.

Jenielle Powell is a member of the Philadelphia Life and Health team, contributing to the firm's ongoing mission of delivering personalized employee benefits and insurance guidance to businesses and individuals throughout the greater Philadelphia region and Pennsylvania. She supports the company's client-focused service model, which includes plan selection, employee enrollment assistance, and claims advocacy for small and mid-sized businesses with 2 to 200 employees. Jenielle helps clients navigate the often complex world of health insurance and benefits administration, ensuring they receive clear, accessible guidance throughout the year, not just during open enrollment. Her role supports the firm's broader commitment to reducing administrative burden for clients through comprehensive benefits, HR, and compliance support delivered with a local, hands-on approach.

Diane Donatelli is part of the experienced team at Philadelphia Life and Health, a locally owned employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Diane assists clients with navigating health insurance, group benefits, and ongoing plan support, helping businesses and families find coverage that balances quality and affordability. As part of a firm licensed in all 50 states, she helps extend the company's reach while maintaining the local, personal service that sets it apart from larger, impersonal brokers. Diane's work reflects the company's dedication to employee advocacy and cost management, ensuring clients receive attentive support with plan selection, enrollment, and renewal strategy long after the initial sign-up process is complete.

Peachy Colleluori is a member of the Philadelphia Life and Health team, helping deliver the firm's high-touch approach to employee benefits and insurance advisory services throughout Philadelphia and East Norriton, Pennsylvania. Peachy supports clients ranging from small businesses to individuals and families seeking health and life insurance solutions, working within the company's model of year-round, hands-on service. Her contributions help clients manage benefits administration, HR support, and enrollment processes with the ease and clarity that larger institutions often lack. Peachy's commitment to responsive, local service reflects the firm's core values of personalized service and ongoing support, helping ensure that every client feels confident in the coverage and guidance they receive.

Jonathan Pedone is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving businesses and individuals across the greater Philadelphia region. Jonathan helps clients navigate group health insurance, Medicare options, and individual and family coverage, supporting the company's mission of finding sustainable, affordable solutions for every client. He contributes to the firm's comprehensive service model, which includes benefits administration, compliance support, and renewal strategy designed to control costs over time. Jonathan's work reflects the company's commitment to being more than a broker, serving as a long-term partner to the businesses and families he supports throughout Pennsylvania and beyond.

Laura Wick is a valued team member at Philadelphia Life and Health, supporting the firm's mission to provide independent, personalized employee benefits guidance to businesses and individuals in the greater Philadelphia region. Laura assists clients with health insurance enrollment, group benefits administration, and ongoing support throughout the plan year, helping ensure a smooth experience from initial selection through renewal. Her work supports the company's broader goal of reducing administrative burden for small and mid-sized businesses by combining benefits, HR, and payroll support under one roof. Laura's attentive, client-first approach reflects the firm's core values of dedicated local service and employee advocacy, helping clients feel supported well beyond open enrollment season.

Zachary Ritz is part of the Philadelphia Life and Health team, contributing to the firm's independent employee benefits and insurance advisory services for businesses and individuals throughout Pennsylvania and the greater Philadelphia region. Zachary helps clients explore group health plans, ICHRA options, and individual coverage, supporting the company's goal of delivering objective guidance across multiple carriers. He plays a role in the firm's comprehensive approach to benefits administration, helping businesses manage compliance, enrollment, and renewal strategy with confidence. Zachary's commitment to responsive, local service reflects the company's values of independent expertise and ongoing year-round support, ensuring clients receive the attention and guidance they need at every stage of their coverage.
New Jersey small businesses can offer traditional small-group health insurance, an Individual Coverage Health Reimbursement Arrangement (ICHRA), or a combination of benefits that fits their workforce. Small-group plans provide employer-sponsored coverage through a carrier, while an ICHRA reimburses eligible employees for individual premiums and qualified expenses. The right approach depends on employee needs, contribution strategy, plan administration, and budget goals.
Speak with an advisor about coverage, costs, and enrollment support.
Responsive benefits guidance for small businesses throughout New Jersey and the greater Philadelphia region.
New Jersey & Beyond
Service Area
2–200 Employees
Business Size
All 50 States
Licensing
Ask our team about health coverage for your workforce.
Nationwide licensing capability for employer coverage support.
Objective guidance across multiple carrier plan options.
More than two decades of benefits guidance.
Tell us about your team, current coverage, and benefits goals. An advisor will help you evaluate practical options for your business.
For immediate assistance, feel free to give us a direct call at (844) 758-7879. You can also send us a quick email at group@philalifeandhealth.com.
For immediate assistance, feel free to give us a direct call at (844) 758-7879. You can also send us a quick email at group@philalifeandhealth.com.