Health Insurance for Small Business Employers

Philadelphia Life and Health helps small business employers build health benefits that support their teams and budgets. From traditional group coverage and IBX options to flexible ICHRA plans, our independent advisors compare practical choices across carriers. We also help with enrollment, compliance, renewals, and ongoing employee questions, giving businesses with 2–200 employees dependable benefits support beyond open enrollment.

Small business owner discussing employee health benefits

Our Small Business Health Insurance Services

Flexible health coverage, administration, and workforce support for small employers and their employees.

Small Group Plans

Compare affordable, compliant group health insurance options designed to help small businesses provide meaningful coverage for employees and eligible family members.

ICHRA Plans

Offer a tax-advantaged reimbursement arrangement that gives employees flexibility to purchase individual health coverage and eligible medical expenses.

IBX Plans

Review Independence Blue Cross options with objective guidance on coverage features, networks, costs, and fit for your workforce.

Benefits Administration

Reduce administrative work with support for employee enrollment, plan changes, renewals, and ongoing health benefits management.

HR Solutions

Strengthen day-to-day workforce administration with HR resources that complement your employee benefits strategy and compliance responsibilities.

Payroll Services

Coordinate payroll processing, tax withholdings, employee payments, and compliance support alongside your broader workforce benefits needs.

Year-Round Benefits Support

Benefits Guidance That Works Beyond Enrollment

Health benefits should help you attract and support employees without creating unnecessary work for your business. Philadelphia Life and Health provides independent guidance across group health, ICHRA, and IBX options, then stays involved through enrollment, claims advocacy, compliance support, and renewal planning. Our team helps employers with 2–200 employees balance coverage, cost control, and a smoother experience for their people.

Advisor explaining health insurance options to an employer
The Philadelphia Life and Health Difference

Why Choose Philadelphia Life and Health?

Independent guidance and hands-on support for employers managing employee health benefits.

Independent Advice

Compare multiple carrier and plan options with guidance centered on your business needs.

Local Partnership

Philadelphia and East Norriton offices provide responsive, relationship-focused support for regional employers.

Year-Round Care

Receive enrollment, claims, compliance, and renewal help beyond the open enrollment period.

National Reach

Licensed in all 50 states while maintaining personalized support for Pennsylvania-area businesses.

Meet Our Benefits Team

Local advisors focused on practical, personal benefits guidance.

Portrait of Adam Peltzman, team member at Philadelphia Life and Health

Adam Peltzman

Adam Peltzman is a valued member of the Philadelphia Life and Health team, contributing to the firm's mission of delivering independent, high-touch employee benefits guidance to businesses and individuals across the greater Philadelphia region. As part of a locally owned and independently operated agency, Adam works closely with clients to help simplify the complexities of health insurance, group benefits, and ongoing plan administration. He is committed to providing personalized service that goes beyond open enrollment, supporting clients with plan selection, enrollment assistance, and year-round account management. Adam's dedication to client advocacy reflects the company's core values of independent expertise and dedicated local service, ensuring that every business and family he works with receives thoughtful, reliable support.

Portrait of Barbara Bonini, team member at Philadelphia Life and Health

Barbara Bonini

Barbara Bonini is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Barbara supports the company's mission of helping small and mid-sized businesses, individuals, and families find affordable, quality health and life insurance solutions. Working within a locally owned agency, she helps clients navigate benefits administration, enrollment, and renewal strategy with a personal touch that larger call-center brokers cannot match. Barbara's focus on client advocacy and cost management aligns with the firm's commitment to being more than a broker, but a long-term partner. She takes pride in delivering attentive, year-round service to the businesses and families she assists throughout Pennsylvania.

Portrait of Noah Glassman, Senior Partner at Philadelphia Life and Health

Noah Glassman

Senior Partner

Noah Glassman is a Senior Partner at Philadelphia Life and Health, bringing extensive experience to the firm's employee benefits and insurance advisory practice. Since entering the insurance industry in 2007, Noah has held roles at major organizations including AIG, Cigna, and Independence Blue Cross, giving him a well-rounded understanding of carrier operations, plan design, and claims processes. He specializes in building deep, lasting relationships with small businesses and local clients throughout the greater Philadelphia region, helping them navigate group health insurance, benefits administration, and compliance with confidence. Noah's carrier background allows him to provide objective, informed guidance across multiple plan options, ensuring clients receive coverage tailored to their needs. His commitment to personalized, long-term partnership reflects the company's core values of independent expertise and dedicated local service.

Portrait of Jenielle Powell, team member at Philadelphia Life and Health

Jenielle Powell

Jenielle Powell is a member of the Philadelphia Life and Health team, contributing to the firm's ongoing mission of delivering personalized employee benefits and insurance guidance to businesses and individuals throughout the greater Philadelphia region and Pennsylvania. She supports the company's client-focused service model, which includes plan selection, employee enrollment assistance, and claims advocacy for small and mid-sized businesses with 2 to 200 employees. Jenielle helps clients navigate the often complex world of health insurance and benefits administration, ensuring they receive clear, accessible guidance throughout the year, not just during open enrollment. Her role supports the firm's broader commitment to reducing administrative burden for clients through comprehensive benefits, HR, and compliance support delivered with a local, hands-on approach.

Portrait of Diane Donatelli, team member at Philadelphia Life and Health

Diane Donatelli

Diane Donatelli is part of the experienced team at Philadelphia Life and Health, a locally owned employee benefits and insurance advisory firm serving the greater Philadelphia region since 2002. Diane assists clients with navigating health insurance, group benefits, and ongoing plan support, helping businesses and families find coverage that balances quality and affordability. As part of a firm licensed in all 50 states, she helps extend the company's reach while maintaining the local, personal service that sets it apart from larger, impersonal brokers. Diane's work reflects the company's dedication to employee advocacy and cost management, ensuring clients receive attentive support with plan selection, enrollment, and renewal strategy long after the initial sign-up process is complete.

Portrait of Peachy Colleluori, team member at Philadelphia Life and Health

Peachy Colleluori

Peachy Colleluori is a member of the Philadelphia Life and Health team, helping deliver the firm's high-touch approach to employee benefits and insurance advisory services throughout Philadelphia and East Norriton, Pennsylvania. Peachy supports clients ranging from small businesses to individuals and families seeking health and life insurance solutions, working within the company's model of year-round, hands-on service. Her contributions help clients manage benefits administration, HR support, and enrollment processes with the ease and clarity that larger institutions often lack. Peachy's commitment to responsive, local service reflects the firm's core values of personalized service and ongoing support, helping ensure that every client feels confident in the coverage and guidance they receive.

Portrait of Jonathan Pedone, team member at Philadelphia Life and Health

Jonathan Pedone

Jonathan Pedone is part of the dedicated team at Philadelphia Life and Health, an independent employee benefits and insurance advisory firm serving businesses and individuals across the greater Philadelphia region. Jonathan helps clients navigate group health insurance, Medicare options, and individual and family coverage, supporting the company's mission of finding sustainable, affordable solutions for every client. He contributes to the firm's comprehensive service model, which includes benefits administration, compliance support, and renewal strategy designed to control costs over time. Jonathan's work reflects the company's commitment to being more than a broker, serving as a long-term partner to the businesses and families he supports throughout Pennsylvania and beyond.

Portrait of Laura Wick, team member at Philadelphia Life and Health

Laura Wick

Laura Wick is a valued team member at Philadelphia Life and Health, supporting the firm's mission to provide independent, personalized employee benefits guidance to businesses and individuals in the greater Philadelphia region. Laura assists clients with health insurance enrollment, group benefits administration, and ongoing support throughout the plan year, helping ensure a smooth experience from initial selection through renewal. Her work supports the company's broader goal of reducing administrative burden for small and mid-sized businesses by combining benefits, HR, and payroll support under one roof. Laura's attentive, client-first approach reflects the firm's core values of dedicated local service and employee advocacy, helping clients feel supported well beyond open enrollment season.

Portrait of Zachary Ritz, team member at Philadelphia Life and Health

Zachary Ritz

Zachary Ritz is part of the Philadelphia Life and Health team, contributing to the firm's independent employee benefits and insurance advisory services for businesses and individuals throughout Pennsylvania and the greater Philadelphia region. Zachary helps clients explore group health plans, ICHRA options, and individual coverage, supporting the company's goal of delivering objective guidance across multiple carriers. He plays a role in the firm's comprehensive approach to benefits administration, helping businesses manage compliance, enrollment, and renewal strategy with confidence. Zachary's commitment to responsive, local service reflects the company's values of independent expertise and ongoing year-round support, ensuring clients receive the attention and guidance they need at every stage of their coverage.

Frequently Asked Questions

What health insurance options are available for small business employers?

Small business employers can consider traditional small group health insurance, Individual Coverage Health Reimbursement Arrangements (ICHRAs), and carrier-specific options such as IBX plans. The right approach depends on workforce size, contribution strategy, employee needs, and administrative capacity. Philadelphia Life and Health helps employers compare plan structures, coverage features, network access, and expected costs before selecting a benefits strategy.

How many employees do I need to offer small group health insurance?

What is an ICHRA and how does it work?

Can employees receive help enrolling in their health benefits?

How can a small business control health insurance costs?

Does Philadelphia Life and Health help with benefits administration?

When should an employer start planning for a benefits renewal?

Can you help businesses outside the Philadelphia area?

Still Have Benefits Questions?

Speak with our team about practical coverage options for your workforce.

Areas We Serve

Local benefits guidance in Greater Philadelphia with licensed support for employers across the country.

2 Greater Philadelphia Locations

Local Offices

All 50 States Licensed

Service Reach

2–200 Employees

Employer Focus

Need Benefits Support in Your Area?

Connect with an advisor for responsive, personalized health benefits guidance.

Licensed And Trusted

Awards and Recognition

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All 50 States Licensed

Licensed insurance guidance with nationwide employer reach.

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Independent Advisory Firm

Objective guidance across multiple carrier options.

Year-round support badge

Year-Round Client Support

Ongoing benefits assistance beyond enrollment season.

Build a Better Benefits Strategy

Tell us about your workforce, coverage goals, and current challenges. Our team will help you explore practical health insurance options and next steps.

Contact Us Today

For immediate assistance, feel free to give us a direct call at (844) 758-7879. You can also send us a quick email at group@philalifeandhealth.com.